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Can this company take the assignment?
The cited October 2025 BSIS packet says each entity needs its own PPO application, licences cannot be transferred or assigned to new entities, and each company designates a qualified manager in active charge. A franchise sale or customer-contract assignment does not provide that authority.
BSIS must authorise the business name separately from Secretary of State approval. Personnel registration, training and weapon-specific permission are also separate from company approval.
If the qualified manager leaves or is absent, establish the actual replacement and continuity requirements. The overseas founder cannot simply be assumed to take over; scheduling, replacement staff and incident response must support the client promise.
The coverage type matters as well as the limit
BSIS requires at least $1 million general liability coverage per occurrence, the matching certificate and maintenance through licensing and renewal. It requires occurrence coverage and does not accept claims-made coverage for this requirement.
That limit is not the premium or a complete account budget. A customer may separately require a higher limit, additional-insured status, indemnity or cyber cover. Obtain the actual quote and distinguish the regulatory requirement from the client’s conditions.
Scope
- California PPO example only. Actual exemptions, branches, individual/armed roles and insurance sufficiency remain unresolved; alarms, investigations and other states need their own categories.
Next step
Resolve the contracting company, qualified-manager and matching insurance gaps before promising the client start date.
Sources & review notes
California Bureau of Security and Investigative Services
Passage, dates and research notes
official-guidance · Printed pages 1–7: entity, qualified manager, applications, insurance and business name
Licenses are not transferable or assignable to new entities
Read actual PDF instructions pp 1–7 and checklist; packet is revision 10/2025. Current packet corroborates entity and manager duties in older July 2020 fact sheet; no old firearms or training numbers imported. Official guidance cautions governing law controls. Publication month known, exact day unknown.
California Bureau of Security and Investigative Services
Passage, dates and research notes
official-guidance · Initial licensure, continued maintenance, Certificate of Liability and occurrence form
minimum coverage of one million dollars ($1,000,000) for each occurrence
Read complete substantive page. Quotes BPC 7583.39–7583.40; specifies occurrence coverage and excludes claims-made. No insurance premium estimate or customer-specific sufficiency conclusion.
Detailed rule records (2)
Obtain the appropriate PPO company license, designate the qualified manager, and resolve new-entity/name approval before covered operations. A brand or transfer agreement does not transfer the license.
Private Patrol Operator and Qualified Manager licensing packet, revision October 2025Maintain general liability coverage of at least $1,000,000 per occurrence and the required Certificate of Liability; the Bureau requires occurrence rather than claims-made coverage.
Private Patrol Operator liability insurance requirements Private Patrol Operator and Qualified Manager licensing packet, revision October 2025Keep this reading in your learning library.
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